If this is fells too complicated for you - you can pull the ejector cord and use our service in which we can setup your token for you.
Creating a Stellar wallet
There are many ways to create a Stellar wallet. There are lots of Stellar wallet providers listed here, we have found Lobstr to be pretty good.
Funding your wallet with Lumens
Without Lumens in your wallet, you cannot create new tokens or fund the creation of new wallets (which you'll need when creating your custom token).
You'll also need to exchange Fiat funds to Bitcoin or Ethereum to then send to the exchange so you can purchase Lumens (Coinbase is a good place to do this).